Just Keep Talking Program
Win a new 27" Color TV/DVD Combo! The James A. Sculley Insurance "Just Keep Talking" Program

Life has a way of changing very quickly. It is crucially important to always review your insurance protection program to prevent any potential problem areas. Our insurance reviews are designed to help you understand potential risks, and to help you make decisions which are right for you.

Although it is impossible to cover every potential risk, these reviews will help you make intelligent decisions on key areas affecting your family and business. Our professional staff will help tailor your insurance program based on your answers, and are always available to answer questions and make recommendations.

DID YOU KNOW?

• 32% of claims denied by insurance companies are a result of unreported property or vehicles and 29% are a result of unreported changes in your household

• A quick review can protect you and can eliminate 61% of claim problems

The top 5 list of things that are not always true about your insurance policy in many cases:

1. A standard homeowners policy automatically covers all my jewelry, regardless of value, no matter what the cause of loss is

2. An auto policy, personal or business, automatically covers me for 30 days when I buy a new vehicle

3. Non-Factory and/or special equipment is always covered by my personal or business auto policy as long as it's inside or attached to my vehicle

4. CD's and/or tapes are covered by my auto policy or my homeowners policy

5. As long as I have an umbrella policy, I am covered for anything I am liable for, regardless of the liability limits I carry on my other policies

Please....complete a renewal review as often as possible to make sure you are properly protected.. We want your protection to be proper and adequate when you need it the most.